How much money do you need for retirement? ‘Magic number’ just went up

How much money do you need for retirement? ‘Magic number’ just went up

April 1, 2026Updated April 2, 2026, 5:21 p.m. ET Americans now need $1.46 million to retire comfortably, in line with the 2026 version of a well known monetary planning survey from Northwestern Mutual.  The retirement “magic number” estimates how much money American adults assume they’ll need to retire in consolation. It is meant as a “guidepost” for retirement planning, and…

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