Hawaiian Council is providing up to $5,000 in monetary help to assist people and households change autos misplaced due to the current floods and storms. This program is designed to restore mobility and help impacted households in returning to work, college, and day by day life. Award quantities will probably be based mostly on demonstrated want and the verified funding hole, up to a most of $5,000.
What is Gap Assistance?
Gap help helps cowl the distinction between your insurance coverage payout and the price of changing your automobile.
Gap = Cost of alternative automobile minus insurance coverage payout
Eligibility
You could also be eligible when you:
- Lost your automobile due to the Hawaiʻi floods or storms starting March 2026
- Had lively insurance coverage protection on the time of loss
- Received an insurance coverage payout
- Have a remaining monetary hole to change your automobile
- Used the automobile as a major mode of transportation in your family
Due to restricted funding, precedence could also be given to:
- Households with main injury or whole loss
- Individuals who depend on a automobile for work or important wants
- Applicants experiencing monetary hardship
Application Requirements
All candidates should present:
- Valid identification (State ID, Driver’s License, or Passport)
- Insurance whole loss willpower or different official documentation confirming the automobile was misplaced due to the March storms and flooding
- Proof of insurance coverage payout quantity
Additional documentation will probably be required relying on how funds will probably be used.
Funding Process and Required Documentation
1. Replacement Vehicle Purchase
For candidates buying a automobile:
- Vehicle buy settlement or bill
- Dealership title and site
- Sales affiliate contact info (telephone and electronic mail)
Funds will probably be paid instantly to the dealership every time attainable. Documentation have to be submitted inside 30 days of award notification. Hawaiian Council will coordinate instantly with the dealership to course of cost. Before cost is issued to the dealership, the applicant should present an entire buy contract and gross sales settlement.
2. Reimbursement (Vehicle Already Purchased)
For candidates who’ve already bought a alternative automobile:
- Vehicle buy settlement
- Proof of cost (receipt, financing settlement, or financial institution assertion)
- Vehicle registration within the applicant’s title
Approved funds will probably be issued instantly to the applicant.
3. Existing Auto Loan Balance
For candidates with a remaining mortgage stability that exceeds the insurance coverage payout:
- Vehicle registration within the applicant’s title
- Loan paperwork, together with a present assertion
- Documentation verifying the excellent mortgage stability
Funds could also be issued instantly to the lender every time attainable.
Additional Support
Financing choices may be out there by means of Hawaiian Council’s Loan Fund. If you want help securing a automobile mortgage, please contact us at 808-596-8155.
