Every month, savers have the possibility to win big prizes because the Premium Bonds profitable numbers are introduced. There at the moment are 22 million folks participating within the government-backed savings scheme, with greater than £137bn banked.
Premium bonds are an investment product from the National Savings and Investment (NS&I), which is owned by the federal government. Each month, tens of millions of savers are entered right into a prize draw to win money prizes starting from £25 to £1 million, with two millionaires made at each draw.
Every £1 entered has a 22,000-to-one likelihood of profitable. The minimal funding is £25, whereas the utmost is £50,000.
These savings don’t accrue curiosity as with common financial institution accounts, however are put up in opposition to a random digital prize picker known as ‘Ernie’ – the Electronic Random Number Indicator Equipment.
The date of this month’s draw is Tuesday 1 September. The outcomes of this draw can be found a day later and launched by the NS&I here.
What are the probabilities of profitable with Premium Bonds?
There are many Premium Bond winners each month, however the precise likelihood of profitable stays pretty low. Most folks won’t ever win a prize, which means their funding will keep the identical. However, the scheme is additionally risk-free, which means money received’t be misplaced both.
Analysis by money professional Martin Lewis discovered that the ‘interest rate’ on Premium Bonds accounts is 3.8 per cent when all winnings are thought of – however notes most individuals received’t see something like this. Many savings accounts within the UK additionally provide a better rate of interest than this, which might be way more constant.
The distribution of prizes adjustments barely each month. These had been the ends in January 2026:
- £1 million x 2
- £100,000 x 77
- £50,000 x 156
- £25,000 x 309
- £10,000 x 773
- £5,000 x 1,548
- £1,000 x 16,276
- £500 x 48,828
- £100 x 1,731,056
- £50 x 1,731,056
- £25 x 2,635,562
How to test in the event you’ve received a Premium Bond prize
To test in the event you’ve received a prize on Premium Bonds, you’ll be able to go to the NS&I checker on its website and enter your bond numbers.
Get a free fractional share value as much as £100.
Capital in danger.
Terms and circumstances apply.
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Get a free fractional share value as much as £100.
Capital in danger.
Terms and circumstances apply.
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There is additionally an NS&I app which permits savers to test outcomes on the go.